WEBSITE TERMS AND CONDITIONS

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE.

BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ACCEPT THEM IN FULL, AS THEY MAY BE MODIFIED BY NATIONAL CITY  FROM TIME-TO-TIME AND POSTED ON THIS WEBSITE.

Use of Website. Contents are included in this Website solely for the personal use of Website users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the Contents of this Website without the prior written consent of NATIONAL CITY, which may be withheld in its sole discretion.

Copyrights and Other Intellectual Property. Except where otherwise expressly noted or as noted below, all Contents of this Website, including the graphics, icons and overall appearance of the Website, are the sole and exclusive property of NATIONAL CITY CORPORATION, CLEVELAND, OHIO and/or its subsidiaries or affiliates. Certain of NATIONAL CITY's trademarks and/or servicemarks are also listed below. The posting of the Contents of this Website neither constitutes a waiver of any of NATIONAL CITY's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents you obtain from the Website.

National City® is registered trademark of National City Corporation.

VISA® is a registered trademark of VISA USA, Inc. Mastercard® is a registered trademark of MasterCard International, Inc.

Money® is a registered trademark of Microsoft Corporation in the United States and/or other countries.

Quicken® is a registered trademark of Intuit Inc.

The display of the above trademarks within this Website does not grant a license of any kind to the reader. Any downloading of material contained in the site, or of any site linked to the site may be a violation of federal trademark and copyright laws. Any downloading of Content of this Website or any website linked to this Website may be a violation of federal and other trademark laws and federal copyright laws.

Links to Other Websites. NATIONAL CITY may establish links between this Website and one or more Websites operated by third parties. NATIONAL CITY has no control over any such other Websites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement, representation or warranty by NATIONAL CITY of such Websites, the contents of the Websites, the products or services of the Websites or the operators of the Websites. NATIONAL CITY CORPORATION AND ITS SUBSIDARIES AND AFFILIATES disclaim responsibility for the privacy policies and customer information practices of third-party internet sites hyperlinked to our sites.

Transmissions to and from this Website. Except where expressly indicated otherwise, transmissions to and from this Website or directed to NATIONAL CITY, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at NATIONAL CITY. Please do not use E-mail to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 1-800-282-7541 or write us instead at this address: NATIONAL CITY, P.O. Box 2349, Kalamazoo, Michigan 49003, Attention: Web Site Customer Service. Any transmission to this Website, including E-mails shall be deemed and remain the property of NATIONAL CITY.  NATIONAL CITY shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a Website user to NATIONAL CITY through this Website.

Links to NATIONAL CITY from Other Websites. Third parties are prohibited from including links from third party websites to NATIONAL CITY's website; unless such third party has entered into a Weblinking Agreement. Access to the NATIONAL CITY website does not authorize any third party to use the NATIONAL CITY CORPORATION and/or any of its affiliates or subsidiary names, logos, trademarks or copyrights. You agree not to link any website to NATIONAL CITY without NATIONAL CITY's prior written consent.

No Warranties. Although NATIONAL CITY attempts to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the "Contents") on the Website, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. AS NOTED BELOW, NATIONAL CITY ALSO MAKES NO REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY.

Limitation of Liability. IN NO EVENT WILL NATIONAL CITY OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF THE WEBSITE OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF NATIONAL CITY IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Tools and calculators. This web site may contain tools and calculators. National City provides tools and calculators as a service to users, for educational purposes only. National City does not guarantee the accuracy of the calculators or the results. National City is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

No unlawful or prohibited use.  As a condition of your use of this web site, you warrant to National City that you will not use this web site or any information contained on the web site for any purpose that is unlawful or prohibited by these Terms of Use, and that you will not access this web site or use materials or services available on this web site from territories where such access or use is illegal.

Available Only Where Permitted by Law. The products and services of NATIONAL CITY CORPORATION and its subsidiaries and affiliates are available only in the United States and other countries where permitted by law.  Products and services may not be available in all geographic areas. All products and services are subject to change without notice.

Modifications. NATIONAL CITY may, at any time, make modifications, changes, and alterations to the Contents of this Website, including these Terms and Conditions, without prior notice. You are responsible for regularly reviewing these terms and conditions. Your continued use of this Website following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.

Governing Law. These Terms and Conditions shall be governed by and construed in accordance with the law of the State of Ohio, without regard to the conflict of laws thereof, and to the laws of the United States. You consent to the exclusive jurisdiction of courts sitting in the State of Ohio in all disputes arising out of or relating to the contents or use of this web site.

Venue. Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of any federal or state court for the Northern District of Ohio or the County of Cuyahoga.

Severability. To the extent any portion of these Terms and Conditions is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as so modified, shall remain in full force and effect.

Waiver. No waiver by NATIONAL CITY of any right under or term or provision of these Terms and Conditions will be deemed a waiver of any other right, term, or provision of these Terms and Conditions at that time or a waiver of that or any other right, term, or provision of these Terms and Conditions at any other time.

General
These Terms and Conditions constitute the entire agreement between you and National City with respect to the use of this web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and National City with respect to this web site. A printed version of these Terms and Conditions shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Service Contact. You may contact NATIONAL CITY by E-mail or by phone at 1-800-282-7541 or write us instead at this address: NATIONAL CITY, P.O. Box 2349, Kalamazoo, Michigan 49003, Attention: Web Site Customer Service.